Overview of Aetna Plans



Health Maintenance Organization (HMO)

Lower copays for visits to providers in our large network. Coordinated care through a primary care doctor in our network. Aetna HMO is available only in Pennsylvania.

Preferred Provider Organization (PPO)

Broader coverage and lower monthly payments balanced with a deductible. A good choice to limit spending for frequent doctor visits.

Preferred Provider Organization (PPO) Value

Affordability through a balance of lower monthly premiums and quality coverage.

High Deductible Preferred Provider Organization (PPO)

Lower monthly payments and a Health Savings Account-compatible plan for tax advantaged savings.

Preventive and Hospital Care

If affordability is one of your top priorities and you use only basic health care services, these lower-premium plans may be right for you.

Aetna Open Access® Managed Choice®

Broader coverage and lower monthly payments balanced with a deductible. A good choice to limit spending for frequent doctor visits.

Aetna Choice® Point of Service (POS)

Broader coverage and lower monthly payments balanced with a deductible. A good choice to limit spending for frequent doctor visits. Available only in Florida.

Health Network Option SM (HNO)

Broader coverage and lower monthly payments balanced with a deductible. A good choice to limit spending for frequent doctor visits. Available only in Florida.

Aetna Whole HealthSM

Broader coverage and lower monthly payments balanced with a deductible. Available in certain geographic areas only. Access doctors and hospitals within a participating network and get quality care at an affordable cost.

Catastrophic

Catastrophic plans generally have lower monthly payments and recommended preventive services are covered at 100 percent. Catastrophic plans are only available to individuals not yet age 30, or individuals for whom insurance is determined to be unaffordable as evidenced by a hardship exemption.

Bronze

Bronze level plans pay for about 60 percent of covered health care costs. They tend to have lower monthly payments, but you will pay more for your deductible, copayments and coinsurance.

Silver

Silver level plans pay for about 70 percent of covered health care costs. They tend to have higher monthly payments compared to Bronze plans, but you will pay less for your deductible, copayments and coinsurance.

Platinum

Platinum level plans pay for about 90 percent of covered health care costs. These plans have the highest monthly payments but you will pay less for your deductible, copayments and coinsurance.

Gold

Gold level plans pay for about 80 percent of covered health care costs. They tend to have higher monthly payments but you will pay less for your deductible, copayments and coinsurance.