Overview of Aetna Plans



Catastrophic

Catastrophic plans generally have lower monthly payments and recommended preventive services are covered at 100 percent. Catastrophic plans are only available to individuals not yet age 30, or individuals for whom insurance is determined to be unaffordable as evidenced by a hardship exemption.

Bronze

Bronze level plans pay for about 60 percent of covered health care costs. They tend to have lower monthly payments, but you will pay more for your deductible, copayments and coinsurance.

Silver

Silver level plans pay for about 70 percent of covered health care costs. They tend to have higher monthly payments compared to Bronze plans, but you will pay less for your deductible, copayments and coinsurance.

Platinum

Platinum level plans pay for about 90 percent of covered health care costs. These plans have the highest monthly payments but you will pay less for your deductible, copayments and coinsurance.

Gold

Gold level plans pay for about 80 percent of covered health care costs. They tend to have higher monthly payments but you will pay less for your deductible, copayments and coinsurance.