Aetna offers a wide range of health insurance plan options in order to make it easy to select a plan with the features you prefer.
You may want a plan with a higher deductible for a variety of reasons. One reason is simply the desire to pay a lower monthly premium, because generally plans with a higher deductible have a lower payment.
People also choose a high deductible plan from Aetna because it qualifies to be paired with a tax-advantaged Health Savings Account (HSA). This type of health insurance plan is often referred to as “HSA health insurance,” but the actual description is “High Deductible (HSA Compatible) Plans.
Health Savings Accounts – How They Work
A Health Savings Account is a personal account that lets you pay for qualified medical expenses with tax-advantaged funds. You, or an eligible family member, make contributions to your HSA tax-free. Then, you can make withdrawals from your account to pay for qualified medical expenses.
Aetna High Deductible (HSA Compatible) Health Insurance – Is It Right For You?
These plans offer benefits including:
- Lower monthly premiums paired with a higher annual deductible
- Covers preventive care, prescription drugs, doctor visits and hospitalization – once you meet the deductible
- Should be paired with an HSA for tax advantages
Does that seem like the type of coverage you need?
Then you should learn more about Aetna plans in your area, compare plan options side by side and get a free Aetna health insurance quote.
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Please keep in mind that all plan types may not be available in every state.