Like other HMO plans, the HMO health insurance offered by Aetna offers health care services that are provided by a Health Maintenance Organization, or HMO.
An HMO is a network of doctors, hospitals, health care providers and pharmacies that offers medical treatment at a reduced cost to members. As a result, this type of coverage is often some of the most affordable health insurance you can buy.
Affordable Aetna HMO Health Insurance Plans – How They Work
As a member of an Aetna HMO plan, you'll be required to choose a primary care physician (PCP) from a listing of doctors who are a part of the HMO network.
These physicians range from general practice, internal medicine, family practice and pediatrics. Your PCP will serve as your personal doctor and is responsible for coordinating your health care needs. The PCP can provide care or recommend a specialist if needed.
What’s Covered by an Aetna HMO Health Plan?
HMO health insurance plans from Aetna provide comprehensive health insurance benefits — with coverage for services such as preventive care emergency and hospital care, specialist care, outpatient surgeries and prescription drugs.
One important thing to remember about HMOs: you only have coverage with in-network providers. Fortunately, the Aetna HMO networks include thousands of health care professionals nationwide. So finding a doctor you like or a hospital that’s conveniently located should be easy.
HMO Health Insurance from Aetna – Is It Right For You?
These plans offer benefits including:
- Monthly premiums generally lower
- Lower copays for doctor visits
- Care provided by Aetna’s large provider network
Does that seem like the type of coverage you need?
Then you should learn more about Aetna plans in your area, compare plan options side by side and get a free Aetna health insurance quote.
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Please keep in mind that all plan types may not be available in every state.