Aetna PPO Health Insurance plans offer coverage that is provided by a Preferred Provider Organization, or PPO.
When you enroll in an Aetna PPO plan, you’ll have access to a network of “preferred providers,” including family doctors, hospitals and specialists. You do not need to select a Primary Care Physician (PCP) and you do not need referrals to see the providers in the network.
Affordable Aetna PPO Health Insurance Plans – How They Work
Unlike HMO insurance networks, PPO plans from Aetna include two levels of coverage. You’ll have one set of benefits for care received from providers within the network, and another for care received outside the network. Your PPO plan will pay for more of your healthcare bill when you get care within the preferred network.
What’s Covered by an Aetna PPO Health Plan?
PPOs provide coverage for medical services such as:
- Preventive care – including routine exams and annual physicals
- Hospital and emergency care
- Prescription drugs
- Outpatient surgery
- Specialist care
PPO Health Insurance from Aetna – Is It Right For You?
Many people choose a PPO if they prefer specific doctors or other health care professionals who don’t participate in more restricted HMO networks. Most Aetna PPO plans are available with several deductibles, so you can choose one that fits your budget.
Does that seem like the type of coverage you need?
Then you should learn more about Aetna PPO plans in your area, compare plans options side by side and get a free Aetna health insurance quote.
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Please keep in mind that all plan types may not be available in every state.