Aetna Preventive and Hospital Care Health Insurance Plans – How They Work
These limited benefits health insurance plans offer affordable monthly plan premiums available from Aetna. Well-suited to people who use only basic health care services, these plans give you the freedom to go directly to almost any recognized health care professionals, including specialists, for covered expenses. Typically, you have a choice of annual deductible levels, which allows you to have greater control over out-of-pocket expenses.
Although they also increase affordability by offering a narrower scope of benefits than other major medical plans, these Aetna plans should not be confused with the type of “catastrophic” or “bare bones” health insurance available elsewhere.
What’s Covered by a Preventive and Hospital Care Plan from Aetna?
As the name suggests, these Aetna plans cover preventive care as well as hospital expenses. Specifically, coverage is available for inpatient hospital stays, plus outpatient surgery, skilled nursing or home health care. They also cover preventive care including annual GYN exam, well-child care and physical exams.
Aetna Preventive and Hospital Care Health Insurance Plans – Is It Right For You?
These plans offer benefits including:
- Lower monthly premiums
- Coverage for basic health care services
- Choice of deductible levels
Does that seem like the type of coverage you need?
Then you should learn more about Aetna plans in your area, compare plan options side by side and get a free Aetna health insurance quote.
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Please keep in mind that all plan types may not be available in every state.