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Aetna Plans in Your Area


What’s most important to you? Select any three attributes.
We’ll suggest plans with the features you want.

  • Basic health care services, lower monthly payments
  • Lower out of pocket costs before the plan covers medical expenses
  • Cap the amount spent on total medical expenses each year
  • Frequent doctor visits; with lower copay
  • Coverage for prescription drugs
  • Tax deductible health care expenses
  
 

Plan Types

Plan Names (Click a name to see details).

Catastrophic

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Catastrophic plans generally have lower monthly payments and recommended preventive services are covered at 100 percent. Catastrophic plans are only available to individuals not yet age 30, or individuals for whom insurance is determined to be unaffordable as evidenced by a hardship exemption.

Bronze

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Bronze level plans pay for about 60 percent of covered health care costs. They tend to have lower monthly payments, but you will pay more for your deductible, copayments and coinsurance.

Silver

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Silver level plans pay for about 70 percent of covered health care costs. They tend to have higher monthly payments compared to Bronze plans, but you will pay less for your deductible, copayments and coinsurance.

Ohio Open Enrollment – Basic & Standard Indemnity Plans

Ohio law requires insurers to accept a certain number of individuals for open enrollment coverage without regard to health status. Open enrollment begins on January first of every year and remains open until the insurer has certified that it has reached its enrollment limit. When Aetna has met its enrollment limit, we as an insurer are not required to accept any additional Federally Eligible Individuals (FEI) or non-Federally Eligible Individuals (non-FEI) applications. Aetna will establish a waiting list for prospective applicants in the event our open enrollment limit is reached. In the event an open enrollment enrollee terminates coverage, that open enrollment spot will be made available to prospective applicants.

You are a Federally Eligible Individual if you meet all of the following conditions:

  1. You had health coverage for at least 18 months without a break in coverage greater than 63 days.
  2. Your most recent health coverage was under a group health plan, government plan, or church plan.
  3. You are not eligible for coverage under any of the following plans:
    • A group health plan
    • Medicare
    • Medicaid
  4. You do not have any other health coverage.
  5. Your most recent health coverage was not terminated because of nonpayment of premiums or fraud.
  6. If you had been offered the option to continue coverage under COBRA, or a state continuation plan, you both elected and exhausted the health coverage.

You are a Non-Federally Eligible individual if you meet the following conditions:

  1. You are not applying for coverage as an employee of an employer, member of an association, or member of any other group.
  2. You do not have any other health coverage and are not eligible  to be covered under any private or public health benefit plans including the following:
    • Medicare or Medicare Supplement Policy
    • Medicaid
    • Any COBRA or state continuation plan
    • Other health benefits arrangements

If you qualify as a FEI, coverage will be effective immediately without any pre-existing condition exclusion period. If you do not qualify as a FEI you may apply for non-FEI open enrollment coverage. For more information, please contact Customer Service toll free at 888-438-8581 between 8:00 a.m. and 5:00 pm EST.

Questions? Please send us an email at OHIOOpenEnrollment@Aetna.com. We're here to help.